KMRD's Account Managers work closely with the Risk Manager in delivering KMRD's Service Plan to you. They are professionals that:
Review Policies and Endorsements to make sure your insurance program delivers the broad coverage that was negotiated. No Surprises!
Process Requested Changes in Coverage.
Ensure KMRD's service plan is delivered timely and effectively, improving your business operations and reducing your cost of risk.
Address any questions you have on a day to day basis. They are "who you call when you do not know who to call."
Issue certificates of insurance that includes risk transfer issues that are unique in coverage scope or limit.
Issue Auto ID cards in a timely manner.
Assist with contract reviews to make sure that you are in compliance with contract obligations. KMRD understands that the least expensive way to transfer/minimize risk is through carefully negotiated contracts.
Perform experience mod projections/reviews so you are better informed about current and future workers compensation premiums.
Provide Bid & Accrual support so you understand what risk management costs are included in their cost of doing business.
Prepare Loss Sensitive Adjustment projections and reviews so you are aware of the impact of these programs on future cash flow
Review all Insurance Audits for accuracy and clearly communicate the results to you.
Assist in the Coordination of loss control and claims support.
Assist in the Marketing of your Company to the insurance industry.
Sales
and Relationship Manager