KMRD's Risk Managers are a key
part of your outsourced risk management staff and serve your day to day
needs. They are responsible for implementing and monitoring KMRD's
Service Plan including:
& endorsement reviews
so you know how your policies will respond prior
to a claim. No Surprises!
insurance compliance including a comprehensive contractual risk
transfer analysis. Contractual Risk Transfer is the least expensive way
to transfer risk. Also, if we can show an underwriter how our clients
are transferring risk contractually, we can likely achieve reduced
rates and broader coverages.
& Accrual Support
assists you in pricing your product and services. We also assist in
projecting the impact of business changes on your insurance costs.
sensitive adjustment forecasting / reviews to
assist our clients in the budgeting of their costs and cash flows. No
mod projections / reviews
so that you are better educated on the impact your current and future
experience mod will have on your premiums. Predictability
of information will lead to better decision making.
provides you with a better understanding of the risks associated with
the company you are buying. This includes an understanding of
coverage, potential off-balance sheet risks, strategic risk planning,
and risk infrastructure. This information often assists in negotiating
a lower price.
for more informed business decision making.
of Loss Control and Claims Support designed
to achieve results.
Term Stewardship Reports
to make sure we are focusing on the areas that are important to you.
Insurance Renewal Strategies
with your input.
the marketing of your company to alternative carriers so
you can be sure your insurance program is the most comprehensive
& competitive program available. We avoid market confusion
using one consistent submission in the marketplace, separating you from
others, enabling qualified carriers to provide broad coverage and
services at a competitive price.
Risk Managers are in the Anxiety
Reduction Business. They strive
for NO SURPRISES.
"We are a better organization
as a result of the risk management efforts of the team at KMRD
Partners." Principal of a $300M+
regional commercial real estate firm
"KMRD Partners is a true
business owner's friend, protecting assets with great coverage and
service while being sensitive to the bottom line." CEO of a $30M National
distributor of uniforms
"I like how you handle your
customers, your professionalism, your responsiveness, and thoroughness.
I love doing business with those types of companies/individuals. I'm
going to love working with you all." Owner of consulting firm
that is a client of KMRD Business Insurance Solutions Division in
"KMRD Partners is the best
insurance agency I’ve ever worked with. Their
proactive efforts to minimize exposure, attention to detail, and
responsiveness to new matters is unsurpassed. In addition,
KMRD's Xchange web site gives me complete access to all of my insurance
related documents. In particular, I find that the site allows
me to manage my certificates of insurance and auto ID cards in a very
quick and easy way." CFO of a $35M internet
technology service company
"Thank you! I've used this
opportunity to reinforce this as another example of tangible value that
your firm provides."
CFO commenting on KMRD's ability to advocate for him on the
reallocation of payroll into different class codes and the addition of
a 7% construction credit. This yielded
a $17K (34%) decrease in their workers compensation costs.
"As a new client of KMRD
Partners, the information and professional approach to insurance their
team exhibited and continue to exhibit has helped us really understand
how to control our cost of risk; not only with better coverage, but
with claims management and risk management services. We're happy to
have them on our team." CFO of a $10M Sprinkler
Contracting and Monitoring Company
Finally someone on my team! Owner of a company that
was used to being ignored by his broker
Your services were most useful
and definitely helped us get to the next stage of our risk management
processes. Treasurer, - of a NY
University commenting on KMRD work in creating a structured risk
management and claims administration processes for the University, the
2nd largest real estate holder and largest University and Hospital
System in New York City