KMRD's risk control
coordinators provide loss prevention services to supplement those which
are offered by our insurance company partners including:
Inspections
Training
Education
Coordinating our insurance
carrier's service commitment
Analysis of loss trends to
establish risk management initiatives
Enterprise
Risk Management Approach -
Our risk control process begins with an assessment of your operations,
from a safety and compliance perspective. In addition, we address other
risks to your balance sheet.
After the assessment we
identify initiatives with your input and establish a
“Risk Management Initiatives Worksheet”.
This worksheet:
a. Documents mutually established Risk Management Initiatives.
b. Sets Completion goals.
c. Documents the accountable parties at each step.
d. Becomes the monitoring and follow-up mechanism for progress.
Our mutual accomplishments then
become part of a stewardship report for both you and the insurance
company underwriters. Your
company not only improves from a risk perspective, your accomplishments
improve our story to the insurance marketplace, which results in
broader coverage and reduced premiums.
Our risk control advocates will
assist you in review and design efforts to reduce future claims and
compliance related risks utilizing the process described above. We do
not only offer recommendations; we also will “roll-up our
sleeves” to assist you in the development and
implementation process.
Our goal is to assist in
creating and implementing programs that
favorably impact loss experience and minimize the cost of risk.
Testimonials
Thanks so much for
participating in today's event. Your sessions were very helpful (I
heard "eye-opening" and "frightening" on the contract review). The drug
& incident session was equally informative for the managers and
our impromptu "special session" really engaged the entire group for PPE
& driving habits. We truly appreciate the time you all devoted
to making this training effective as well as fun for our entire staff. CFO's response to KMRD's
involvement in training their employees in Contractual Risk Transfer
and Safety Issues
"We love working with Jane, she
is a great resource" CFO of a company with
complex safety and risk management needs commenting on KMRD loss
control support
"My thanks and appreciation to
Rebecca, Eileen and Jane for persevering through this difficult
process. The end result is not just about successfully
receiving Exxon's approval, but more importantly about making
meaningful improvements in our field service safety program. I believe
we have done that and more. Thanks" National Sales Director of
a $12 Million high risk products manufacture. This is a thank
you to KMRD for assisting them in obtaining EXXON as a
client. KMRD was a large piece of this company's ability to
develop a Field Safety Manual that met Exxon's strict requirements
"Congratulations
Jane!!!! We obtained a letter stating that the dept. of Labor
& industry has approved our application for Certification for
Workplace Safety Committee. Thank you so much in all of your
efforts for assisting us in this certification process!!!!!!!" This message was sent to
from a risk manager of a social services agency that assists troubled
children. KMRD was key to their success in earning a Safety
Credit of 5% for the first time in the company's history. This effort
will generate a ROI of approximately $10,000 (5% of $200K) in the
coming year alone. Over 10 years this may accumulate over $1M!!!!
"Thanks for your great
insights. I have noticed a few of the same things, but coming from a
third party is often the kick we all need." CEO of a $40M national
distributor of safety products and services – Email to Jane
LaGreca of KMRD on her safety efforts
Sales
and Relationship Manager