KMRD's claims advocate's goal
is to reduce premiums and
the overall cost of risk
by:
Maximizing
coverage on first party
coverages such as Property.
Reducing
your average liability and workers compensation losses
through aggressive management.
Our claims advocates increase
communication and produce
results by:
Submitting
claims to the carrier in a
manner that is designed to trigger coverage when it is not
clear. Lawsuits often include many allegations, some of which
are not covered by an insurance policy. We focus on the
allegations that obligate the carrier to defend you and provide
coverage.
Preparing Claims
Follow-ups to the carriers and Status Updates for you.
We challenge the carrier in several fundamental but key areas:
Description
of circumstances that gave
rise to the claim.
The
current paid, reserves and expenses.
Rationale
behind Reserves.
We challenge the rationale if it we do not believe it to be valid.
Strategy
for resolution.
Our advocates coach your claims service providers to change strategies
if we believe they are not going to achieve the results you desire.
Estimated
Time Frame for resolution.
We always push for resolution.
Requests
for input from our client on strategies
to assist in positioning the claim.
Suggested
Risk Control Initiatives to
prevent this type of claim from happening again.
Preparing
Management Loss Reports for
better decision making.
Communicating
Loss Trends that assist in
establishing risk control initiatives.
Following
up on large and red flag losses to
ensure the proper attention is
being paid by all
accountable parties.
We
hold our claims advocates accountable for the big picture which is
reducing your overall loss picture.
"I have never seen follow-up
on our claims like they have seen from Gerry." Owner of a sprinkler
construction firm
"Jenean is doing a great
job…she is aggressive and on the ball! I did not understand
the mess that she has been working with, these people were so negligent
and paid no attention to detail….Jenean has been
awesome…I catch her working late into the night on occasion
and yell at her via e-mail to go to bed…very good find with
her Bob!" Director of Risk and Loss
Control commenting on KMRD’s effort in assisting him in
handling $8 Million of difficult workers compensation claims
"I have to tell you I was
impressed with KMRD today on the call with SUNZ. They were all over the
reserve limits and getting everything addressed. With this and the
detail workflows, policies, training they have done for us they are
worth every penny we may pay them. I bet they can assist us in closing
out all of our prior carrier claims." Chief Administrative
Officer of a publicly held firm with over $200M of payroll,
commenting on KMRD’s claims management services
"Putting aside all the other
issues which plagued this claim, we did recover $702,120 due in large
part to your efforts." Risk Manager of a NY City
University commenting on our efforts in managing a property
claim. This University manages over $6Billion of real estate
in the New York City
Sales
and Relationship Manager