Texting while driving

Have a Happy & Safe Memorial Day - Reminder to Drive Safely- NO TEXTING

With the Memorial Day weekend at hand, the summer driving season is about to kick off.  While millions of Americans will be watching the road, many others will be sneaking peeks at their hand-held devices to read incoming text messages. What’s worse, some drivers will also be sending messages.


This dangerous activity has not slipped past the watchful eye of federal regulators, and they have been cracking down. On March 31, 2010, the Department of Transportation made permanent its interim ban on truck driver texting. The ban applies to drivers of interstate commercial trucks and buses exceeding 10,000 pounds. A truck driver who is caught texting while driving could be assigned up to $2,750 in fines. If the truck driver was texting while driving and caused an accident, the DOT stipulates that punitive damages must be awarded.  As you may know, punitive damages are not insurable by law in most states.


To help mitigate your exposure and initiate an act of good corporate citizenship, we recommend that your company take every effort to warn all drivers, including salespeople and field staff, about the perils and consequences of driving while texting. These warnings should be delivered in a formal manner, and there should be a paper trail.


What if your company does not own trucks or buses, but does send its employees out on the road for business? Our recommendation stands. Include a ban on this activity in your employee guideline and have a clear paper trail that documents your good faith warnings about texting while driving. Don't wait until after an accident.

Honoring Those Who Served
On this day of remembrance for those who died while serving our nation in battle, we join with all Americans to honor their memory and their sacrifice.

Sincerely,
                                           
Robert Dietzel, ARM, CIC                                          Kevin McPoyle

Managing Partner                                                       President

 

After a short commercial, you will see an interesting news video on texting while driving.

 

Disciplines

About KMRD Partners, Inc. – KMRD Partners, Inc. is a full service Property & Casualty broker serving the commercial property and casualty insurance market from offices in the Philadelphia, PA region.  Their mission statement, “Making a difference by Managing the Cost of Risk”, is a unique approach that focuses not just on insurance placement, but coverage expertise, service accountability, client education and risk management.

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